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UPDATED JUN 26, 2026Toku offers a robust benefits package designed to support employees’ health, well-being, and financial stability. Below is a summary of the available benefits.
Medical Coverage - UnitedHealthcare (UHC)
✔️ Employer Sponsorship
- Employees: 50% employer sponsorship
- Dependents: No employer sponsorship (fully employee-paid) Toku offers two medical plans through UnitedHealthcare that you can choose from.
Please review the two options outlined below. You’ll also find links to the Schedule of Benefits and the age-banded premium rates (here) for each plan.
✔️ Gold PPO (Plan Code: DZAB)
| Service | In-Network | Out-of-Network |
|---|---|---|
| Deductible (Individual / Family) | $1,250 / $2,000 | $2,000 / $4,000 |
| Max Out-of-Pocket (Individual / Family) | $7,750 / $15,500 | $15,000 / $30,000 |
| PCP Office Visit | $25 copay | 50% coinsurance |
| Specialist Visit | $60 copay | 50% coinsurance |
| Hospital Stay | 10% coinsurance | 50% coinsurance |
| Urgent Care | $60 copay | 50% coinsurance |
| Emergency Room | 50% coinsurance | 50% coinsurance |
| Diagnostic Test | $60 - $100 copay (no deductible) | 50% coinsurance |
| Prescription Drugs | ||
| Tier 1 | $15 (Retail), $37.50 (Mail) | $15 |
| Tier 2 | $60 (Retail), $150 (Mail) | $60 |
| Tier 3 | $95 (Retail), $237.50 (Mail) | $95 |
✔️ Platinum PPO (Plan Code: DZAM)
| Service | In-Network | Out-of-Network |
|---|---|---|
| Deductible (Individual / Family) | $0 | $2,000 / $4,000 |
| Max Out-of-Pocket (Individual / Family) | $2,500 / $5,000 | $6,000 / $12,000 |
| PCP Office Visit | $20 copay | 50% coinsurance |
| Specialist Visit | $40 copay | 50% coinsurance |
| Hospital Stay | No charge | 50% coinsurance |
| Urgent Care | $60 copay | 50% coinsurance |
| Emergency Room | $350 copay | $350 copay |
| Diagnostic Test | $60 copay | 50% coinsurance |
| Prescription Drugs | ||
| Tier 1 | $10 (Retail & Mail) | $10 |
| Tier 2 | $65 (Retail), $162.50 (Mail) | $65 |
| Tier 3 | $95 (Retail), $237.50 (Mail) | 50% coinsurance w/ $95 copay |
📊 Health Insurance Premiums - click here
🦷 Dental Coverage - UnitedHealthcare
- Employer Sponsorship: 0% (fully employee-paid)
- Deductible: $50 individual / $150 family
- Preventive: 100% In-Network / 80% Out-of-Network
- Minor Restorative / Endo / Perio / Oral: 80% In-Network / 50% Out-of-Network
- Major: 50% In-Network / 50% Out-of-Network
- Annual Max: $1,800
- Monthly Premiums:
- Single: $43.37
- Employee + Spouse: $86.72
- Employee + Child(ren): $92.44
- Family: $142.36
👀 Vision Coverage - UnitedHealthcare
- Employer Sponsorship: 0% (fully employee-paid)
- Exam Copay: $10
- Materials Copay: $25
- Frame & Contact Lens Allowance: $200 each
- Frequency: 1x every 12 months
- Out-of-Network Reimbursement:
- Exam: Up to $40
- Lenses: Up to $80
- Frames: Up to $45
- Monthly Premiums:
- Single: $8.30
- Employee + Spouse: $15.74
- Employee + Child(ren): $18.47
- Family: $25.99
💰 401(k) Retirement Plan - Slavic401k
- Employer Sponsorship: Per company policy
- Automatic Enrollment: 3% employee contribution after 2 full months of employment (opt-out available)
- Investment Options: 40+ index funds, customizable portfolios
- Contribution Types: Roth and Pre-Tax available
📋 Enrollment Process
- Healthcare, Dental, Vision
- Enroll via this form by the 25th of the month.
- Coverage begins on the 1st of the following month.
- If start date is the 1st, benefits begin same day.
- Changes Due to Life Events
- Submit change form by the 25th for the following month’s start.
- United Healthcare Portal Access
To access and manage your benefits, please register yourself and log in to MyUHC.com by following these steps:
- Visit the website: https://www.MyUHC.com
- Click on the "Register" button to access the member portal
- Choose Social Security Number (SSN) as the identification method *If you previously had a MyUHC account, you will need to use your original login details.
💡 Flexible Spending Accounts (FSA)
- Medical FSA: Up to $3,200/year
- Dependent Care FSA: Up to $5,000/household
- FSA year runs July 1 - June 30 Learn more about Flexible Benefits
📞 Questions or ready to enroll? Contact: [email protected]