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UPDATED JUL 7, 2026💡 What to expect for employee benefits when you hire in Poland through Toku. Polish employees receive statutory public healthcare through payroll contributions, and Toku adds fully employer-sponsored private healthcare through Medicover - Poland's leading private provider.
At a Glance
| Item | Detail |
|---|---|
| Supplemental health | Medicover "Zdrowie Premium" plan |
| Dental | Medicover "Start Smile Package" |
| Optics | Medicover Optics (discounted eyewear and lenses) |
| Employee cost | PLN 0 - 100% employer-sponsored |
| Dependents | Coverage can be extended to eligible family members |
| Enrollment | Automatic for eligible employees |
| Tax note | Healthcare benefits are taxable to the employee (benefit-in-kind) |
Statutory Benefits
Employees are covered by Poland's public healthcare system through mandatory payroll contributions that Toku administers. The Medicover plan below is a supplemental private benefit on top of statutory coverage - a strong market-norm expectation for professional hires in Poland.
Supplemental Health Through Toku: Medicover Zdrowie Premium
Coverage includes:
- Primary care: internists, family doctors, pediatricians, 24/7 hotline, annual preventive check-up, and vaccinations.
- Unlimited specialist consultations: cardiology, endocrinology, gastroenterology, dermatology, gynecology & obstetrics, neurology, oncology, orthopedics, psychiatry & psychology, pulmonology (some require GP referral).
- Hospital care: inpatient and surgical care at Medicover hospitals and partner facilities; maternity including childbirth; emergency treatment and ambulance transport.
- Dental (Start Smile): check-ups, scaling, fluoridation, fillings, extractions, orthodontic consultations, root canals, and partial prosthetic coverage.
- Vision: screening and ophthalmology, plus discounted eyewear via Medicover Optics. Employees access care at Medicover clinics and partner facilities nationwide, booking via the mobile app, patient portal, or hotline.
Costs & Who Pays
Monthly premiums are 100% employer-sponsored (billed to the client) - employees contribute nothing toward the premium. Note that in Poland, employer-funded healthcare is taxable to the employee as a benefit-in-kind, reported through payroll monthly, so employees will see it reflected on their payslips. Dependent coverage can be requested - contact [email protected] to confirm options and cost responsibility for family members.
Enrollment
Eligible employees are enrolled automatically, with coverage starting in line with onboarding timelines - no action needed. Employees can request dependent coverage where applicable.
Last verified July 2026. This guide is for general information and doesn't constitute legal or tax advice. Questions? Contact [email protected].