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UPDATED JUL 7, 2026💡 What to expect for employee benefits when you hire in Brazil through Toku. Benefits in Brazil are administered directly through Toku's local payroll partner, who ensures compliance with the collective bargaining agreement (CBA) that applies to each employee.
At a Glance
| Item | Detail |
|---|---|
| Public healthcare | SUS (Brazil's public system) covers all residents |
| Life insurance | Automatically provided - often required by collective bargaining agreements |
| Supplemental health insurance | Optional; can be provided depending on role and package |
| Pre-employment medical exam | Required before onboarding (coordinated by the local partner) |
| Administration | Handled end-to-end by Toku's local payroll partner |
Statutory Benefits
Public healthcare in Brazil is provided by SUS, the national public health system - private health insurance is legally optional and supplemental. Beyond the universal system, many employee benefits in Brazil are driven by collective bargaining agreements (CBAs), which vary by industry and region and can mandate benefits such as life insurance and occupational health assessments.
What Toku Provides
- Life insurance (Seguro de Vida): while not universally mandated by federal law, many sectors require it via CBAs. All employees are enrolled automatically through Toku's local payroll partner to ensure compliance with local standards - no action needed from you or the employee.
- Pre-employment medical exam: a common compliance step in Brazil based on occupational safety rules (Normas Regulamentadoras) and CBA requirements. The local partner coordinates the exam directly with the employee before their start date.
- Supplemental private health insurance: Toku can provide supplemental health coverage depending on the role and compensation package. Contact [email protected] to scope a plan and pricing for your Brazil hires.
Costs & Who Pays
Exact benefit requirements and costs depend on the CBA applicable to your employee's industry and region. Because coverage is arranged per hire through the local partner, ask [email protected] for a quote when planning a Brazil hire.
Last verified July 2026. This guide is for general information and doesn't constitute legal or tax advice. Questions? Contact [email protected].